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Education Health

Become Financially Independent In Your Twenties- See How

We all want financial freedom, don’t we? But how many have got it? Financial freedom has not only to do with your salary but your ability to take care of expenses, invest for the future and at the same time have no loan to repay. Let’s start by defining what I mean when I say I’m financially independent. By my definition, financial independent means having enough assets to cover my normal living expenses with passive income alone. Having a steady income can be exciting, sometimes a little too exciting. It’s easy to get into financial trouble in your 20’s without even realizing the potential consequences. Simply paying attention to your spending and saving habits early can make reaching financial success a whole lot easier in the long run. It’s so easy to think “I have plenty of time to save”, but believe me, that plenty of time goes by a lot quicker than you think and if you start now, you’ll thank yourself later. So when you’re just starting to get your financial life together, or starting to think about it, here’s a list of tips to help you better understand your money and how to get better spending and saving habits in place now.

11. FOCUS:

financially independent

Without discipline and continuous focus on your financial goals, you’re not likely to get ahead. There is constant temptation to slip up, especially on the spending side of the equation. We make financial choices every single day usually multiple times a day. Every activity in your day is a spending decision: the flow and temperature of your morning shower, your wardrobe, your breakfast, your lunch, your evening entertainment, your dinner, your residence to which you return home. So, to become financially independent keeping your focus on right track is the most important thing to do.

10. SAVINGS:

financially independent

If anyone of us wants to become financially independent savings are extremely important. We all get pocket money. The ones who want to become successful start saving from a very young age. And with those savings, we can start investing at any age we want. Savings are actually helpful in any age or in any field. One should know where to spend them correctly. If savings are spent in a wrong field there’s nothing one will get from them but if they are used effectively they can help the most in making a person financially independent in the early twenties.

9. PATIENCE IS THE KEY:

financially independent

Financial independence is a fantastic goal. Nobody wants to give it up. But it’s by no means a guarantee. The stock market, or the economy as we know it, could collapse tomorrow, however unlikely that may be. There will always be plenty of risks. Where possible, you should plan to mitigate them like by maintaining a small side income that you could scale up if needed. Where not possible, you should accept them and know that you’re smart enough and flexible enough to make it work.

8. FOCUS ON EARNING:

financially independent

“In today’s economic environment you cannot save your way to millionaire status,” writes Grant Cardone, who went from broke and in debt at 21 to self-made millionaire by 30. “The first step is to focus on increasing your income in increments and repeating that.”My income was $3,000 a month and nine years later it was $20,000 a month. Start following the money, and it will force you to control revenue and see opportunities.”Earning more money is often easier said than done, but most people have options. Read about 50 ways to bring in additional income, some high-paying jobs you can do on the side.

7. SAVE TO INVEST, DON’T SAVE TO SAVE:

financially independent

Grant Cardone says, “The only reason to save money is to invest it. Put your saved money into secured, sacred (untouchable) accounts. Never use these accounts for anything, not even an emergency. This will force you to continue to follow step one (increase income). To this day, at least twice a year, I am broke because I always invest my surpluses into ventures I cannot access.” Investing is not as complicated or daunting as we make it out to be. The key to consistently setting aside money is to make it automatic. That way, you’ll never even see the money you’re contributing and you’ll learn to live without it.

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Celebrity

Wards Of Cash, Expensive Chains And Wrist Watches- Davido Shows Off On Instagram

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Davido, who has been having so much fun off his ’30 Billion World Tour’, has decided to show us some wads of dollars from the ’30 billion’ in his account.

Nigerian Musician, Davido has been known as one celebrity who likes to show off.

The billionaire’s son who recently claimed he had 30 billion in his account on one of his hit songs “If”, decided to show us part of it.

Davido Shows Off Wards Of Cash, Expensive Chains And Wrist Watches On Instagram

 

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News

Come Study Any Degree Program In France- French Embassy Tells Nigerians

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The French Embassy in Nigeria on Wednesday enjoined Nigerians to avail themselves of the increasing English Language taught courses in different Universities in France.

The embassy gave the advice in a statement to announce the forthcoming 6th edition of the French Education Fair, scheduled to hold in Abuja on Feb. 12 and Feb. 14 in Lagos.

“The French Embassy remains committed to strengthening ties between France and Nigeria and education provides the perfect platform to do so.

“The French mission in Nigeria is also creating partnerships between Nigerian and French Institutions to encourage exchange is not just knowledge but in students and faculty.

“Many French Universities, through the development of English language programs, can now break the language barrier and accept more Nigerians to study a wide array of courses,’’ it said.

According to it, the fair will provide an opportunity for Nigerians to meet with the best French higher educational institutions, as well as
improve relations between Nigerian and French universities.

The embassy said the fair, which would be attended by ten different French universities and higher institutions offering different English Language taught courses at the Bachelors, Masters, and Ph.D. levels.

The fair will hold on Monday, February 12 at the National Universities Commission in Abuja, and on Wednesday, Feb.14 at the French School
(Lycée Français Louis Pasteur) in Lagos.

The Ambassador of the Federal Republic of Nigeria to France, Dr. Modupe Irele, recently disclosed that of the estimated 30,000 Nigerians
currently living in France, some were students.

Irele had said that the French government was working closely with her embassy in encouraging more English-speaking Africans to study in France.

“We at the embassy foresee a further deepening of this relationship, given the new French government’s positive disposition towards Africa in general, especially Nigeria.

“The French authorities are also working with the embassy to help it explore opportunities offered to Nigerians to study in French tertiary
institutions in the English Language,’’ she added.

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Sports

Neymar ready to take pay cut to sign for Real Madrid

Neymar is increasingly regretting moving to Paris Saint-Germain and is prepared to take a pay cut to seal a move back to Spain with Real Madrid, according to reports in France.

Paris Saint-Germain forward, Neymar Jnr., has made up his mind to leave for Real Madrid this summer.

The Brazilian became the most expensive player in the world when PSG paid out his £198m buy-out clause to prise him away from Barcelona, though he has had a tumultuous stay in the French capital so far.

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French publication, L’Equipe, claims that Neymar is willing to take a pay cut to join the European champions.

The Brazilian has been constantly linked with a return to Spain and when asked last week about the 25-year-old, Real manager Zinedine Zidane expressed his admiration for the player.

“I don’t talk about players that aren’t mine, but having said that, and this is very important, he’s a player that everyone on planet football loves because he is a great player,” Zidane said.

PSG, who face Real in the last 16 of the Champions League, paid a world record 222 million euros ($271.28 million) to Barcelona for Neymar last summer.

The La Liga giants tried to sign Neymar when he was at Santos but were pipped to his signature by Barca.

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Sports

Alexis Sanchez Signs For Manchester United

Manchester United is delighted to announce the signing of Alexis Sanchez from Arsenal in a deal that sees the Armenian midfielder Henrikh Mkhitaryan move in the opposite direction.

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Speaking about his transfer, Alexis Sanchez said: “I am thrilled to be joining the biggest club in the world. I have spent three-and-a-half wonderful years at Arsenal and I bring with me very positive memories of that great club and its fans. The chance to play in this historic stadium and to work with Jose Mourinho was something I could not turn down. I am very proud to be the first Chilean player ever to play for United’s first team and I hope I can show our fans all around the world why the club wanted to bring me here.”

Jose Mourinho commented: “Alexis is one of the best-attacking players in the world and he will complete our very young and talented group of attacking players. He will bring his ambition, drive and personality, qualities that make a Manchester United player and a player that makes the team stronger and the supporters proud of their club dimension and prestige.

“I would like to wish Henrikh all the success and happiness that I am sure he is going to get. He is a player that we will not forget, especially for his contribution to our Europa League victory.”

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Celebrity

Hushpuppi Buys Customised Gold Iphone X In Dubai, Sings Praises (See Video)

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Malaysian-Based-Nigerian Big Boy, Ray Hushpuppi Sings Praises After Purchasing Customised Gold iPhone X In Dubai.

Malaysian-based-Nigerian big boy, Ray Hushpuppi is best known for his luxurious lifestyle he lives both home and abroad. The young man has taste for good things as he is highly fashionable.

One could argue that people with insane amounts of Instagram followers are always posting the best selfies. But what if the secret was not in an editing app or in the subject’s flawless features, but in the actual Gold and Platinum finishes? Hushpuppi just released his exclusive version with 250g of solid 22-carat gold wrapped around its frame.

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Despite its impressive new design and Face ID tech, the iPhone X is expensive at £999/N499,619K – but it’s nothing compared to the £4950 /N2.4 Million gold-encased Lux iPhone X just purchased by Hushpuppi.
In the Video, the iPhone X supplier said: “when people calling you, you pick up with Gold”

WATCH the video below…

 

Categories
News

Big Brother Naija 2018: Ex-Housemates To Return For Reunion Show

The second edition of the reality show Big Brother Naija which took place in 2017 is no doubt one of the biggest and successful shows in not just Nigeria, but also around the continent as it recorded a huge number of votes from engaging viewers.

The captivating show produced housemates who launched their various careers in the entertainment industry. While we are anticipating the third edition of the show, the organizers have decided to give its viewers something even more exciting. They have announced the return of ex-housemates. Ebuka Obi-Uchendu, the host of BBN disclosed this in a statement on his social media page.

According to the media personality, they would be returning for a reunion show to talk about their life after BBN and plans for the future.

He wrote:

“For the first time ever in Big Brother history here, we’re bringing back the housemates (from #BBNaija #SeeGobe) for a reunion show. Find out what your favourite ex housemates from last season think about their time on the show, how they feel about each other today and their plans for the future.

They’ll be seating here with me every night at 9:30pm (West African time) from Saturday, January 20th to Saturday, January 27th on DStv channel 198 and GOtv channel 29.Trust me, even I wasn’t ready for the fire they brought “

 

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Celebrity

Kim Kardashian and Kanye West ‘reject $5 million baby photos deal’

TMZ reported that the couple have rejected deals ranging from just above a million dollars up to a massive $5 million for the exclusive photos as it would “violate their morals”.

The publication claims that sources told them the offers were never even entertained as “security and safety” of their family is the most important thing right now, leading them to want to release photos when they are “comfortable the safety of the baby is secured”.

The couple – who welcomed a baby girl via a surrogate on Monday – waited two months to share debut snaps of both North, four, and Saint, two, with the world.

Kardashian announced the safe arrival of the 7lb 6oz baby girl with a statement on her website.

The Keeping Up with the Kardashian’s star wrote: “Kanye and I are happy to announce the arrival of our healthy, beautiful baby girl.

“We are incredibly grateful to our surrogate who made our dreams come true with the greatest gift one could give and to our wonderful doctors and nurses for their special care. North and Saint are especially thrilled to welcome their baby sister.”

The couple used a surrogate to have their third child due to Kardashian’s placenta accereta, a life-threatening condition that caused serious complications in her labour with Saint.

The use of a surrogate mother was confirmed in an episode of the reality show, with Kardashian revealing that the pregnancy was harder than carrying her own child because she had not been in control.

The identity of the surrogate is unknown but a bizarre fan theory suggests that Kardashian’s sister Kylie Jenner could have been the mystery woman.

Categories
Architecture

The Newly Built Apple Headquarters In California, Worth $5billion -Pics

This is awesome. This is the news site of tech giants. This is Apple’s $5 billion campus in Cupertino, California, with its famous “spaceship” building, is finally finished and employees are moving in. gradually to the magnificent site.

Most of the heavy machinery has been moved off campus, and there’s only a little bit of landscaping left to do, according to a new video by drone videographer Duncan Sinfield.

The campus, called “Apple Park,” is a huge benefit for the 12,000 lucky Apple employees who get to move in (Apple has 25,000 employees in Silicon Valley). Employees started moving to their new headquarters last year.

Among the perks for employees at Apple Park are new food and gym facilities, fancy new office chairs, a state-of-the-art theater for on-campus presentations, and a giant garden stocked with fruit trees. Plus, employees in the “ring,” as the main building is called by Apple insiders, will get to work in a state-of-the-art building that blurs the indoors and outdoors.

It’s a stunning campus.

 

Categories
Celebrity

Ray Hushpuppi Shows Off His Versace Bedroom And His New Gucci Swag (Photos)

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Top Naija big boy lets us into his Versace customized bedroom via his Instagram handle.

Ray Hushpuppi Shows Off His Versace Bedroom And His New Gucci Swag. See Photos Below

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